These three come up in almost every conversation we have with a first-time buyer, and there's a lot of half-remembered misinformation about them. Here's the straight version.

Do you need a driving licence?

No. You do not need a driving licence to buy or use a mobility scooter or powerchair in the UK, of any class. You don't need to take a test, and you don't need to have ever held a licence.

There is an age rule: you must be 14 or over to use a Class 3 vehicle (the 8mph road-legal type). There's no minimum age set for Class 2 pavement scooters.

You should be able to read a car number plate from about 12 metres — the same standard used for driving. That isn't enforced with a test, but it's a sensible measure of whether you can see far enough ahead to use a scooter safely, particularly on roads.

Do you have to tax it?

You don't pay anything. But if your scooter is Class 3, it does have to be registered with the DVLA.

Class 3 vehicles go into the "disabled" vehicle tax class, where the rate is nil. So there's no cost — but the registration is a legal requirement, and it produces a V5C registration certificate, which is also handy proof of ownership if the scooter is ever stolen.

Class 2 scooters — the 4mph pavement type — don't need registering at all. Nothing to do.

How the registration works

  1. You'll need a V55/4 form for a brand-new vehicle, or a V55/5 for a used one.
  2. Send it to the DVLA with the supporting documents listed on the form.
  3. The DVLA issues a V5C registration certificate in your name.

If you buy a Class 3 scooter from us we'll talk you through this, and we'll tell you what's needed rather than leaving you to work it out from a form. Registration details and current forms are on GOV.UK.

Do you need insurance?

Legally, no. Insurance is not compulsory for a mobility scooter of any class.

Practically, we think you should have it, and we say so to every customer. Here's the reasoning, without the sales pitch.

  • Third-party damage. A scooter weighs a lot. Clipping a parked car, catching someone's ankle in a supermarket aisle, or knocking over a display — these happen, and without cover the bill is yours.
  • Theft. Scooters are stolen, including from outside houses and from communal areas in sheltered housing. They are expensive to replace.
  • Accidental damage. Kerbs, doorframes and rain all take their toll. Panels and controllers are not cheap.
  • Breakdown recovery. This is the one owners value most. If you break down two miles from home, a policy with recovery gets you and the scooter back. Without it, you're calling family.
Nobody has ever come back and told us they regretted insuring their scooter. We've had plenty of the opposite conversation.

Policies are generally inexpensive — far less than car insurance — and often include recovery, third-party liability, theft and accidental damage together. We work with Diamond insurance through Mark Bates, and we handle insurance repair work in our own workshop, so we see both sides of it.

What about pavements, roads and crossings?

Briefly: Class 2 is pavements only, except where there's no pavement or you're crossing. Class 3 can use the road at up to 8mph but must be switched to the 4mph setting on pavements. Neither can use motorways, bus lanes or cycle lanes.

We've covered this in more depth in Class 2 vs Class 3 mobility scooters, which is worth reading before you buy.

Still not sure?

Call us on 01234 267393. If you tell us which scooter you have or are thinking about, we can tell you in a minute whether it needs registering and what cover would make sense. We won't charge you for a phone call, and we won't push a policy at you.